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With Comprehensive Plus it’s 24 months. It was among the top 10 policies we reviewed, with a score of 69%. Of the six Direct Line policies we reviewed, its Comprehensive Plus policy did best in our analysis. See how this compares with the best car insurance, or read more about myvip casino how we rate car insurance. We’ve reviewed all six of these Direct Line policies. Direct Line has been one of the biggest names in car insurance since it launched in 1985 as the first insurance provider to offer policies exclusively by phone.

Get a great deal on your car insurance

Regulatory changes These are changes the Government makes, such as larger payouts or removing legal costs for specific claims. No matter what your age, safe drivers could save money at renewal with our DrivePlus telematics technology. If your keys are lost or damaged, we’ll cover the cost to replace them. If you can’t drive after an accident and you need to stay in a hotel, we’ll help cover those costs. We’ll pay if your clothes or belongings are damaged due to a fire, theft, or accident. If you’re involved in a car crash and you’re unable to drive your car, we’ll arrange a taxi to take you, your passengers, pets and belongings to one destination in the UK.

Can I get cheaper car insurance?

• Crime rate A spate of crimes resulting in more car insurance claims could result in higher premiums to reflect the risk level of your car’s location.
• However, its lack of admin fees for mid-term policy adjustments, personal accident cover of £10,000 and generous no-claims discount protections were highlights in our analysis.
• See what else is included with our three comprehensive cover levels below.We also offer Third Party, Fire and Theft.
• When overall levels of traffic change, the number of claims can change too.
• These extras are optional, so it’s up to you what you include.
• We’ve also surveyed 170 Direct Line customers who’ve claimed on its policies.
• You can drive other cars as long as you have permission from the vehicle owner.

The price of your Direct Line car insurance quote depends on how likely you are to make a claim and how expensive that claim could be. Your No Claim Discount Details of any claim-free driving could reduce your premium. We’ll cover you for any damage caused to your car by using the wrong fuel.

Ready to get a car insurance quote?

And because it’s all online, getting started is quick and easy. They were the first UK insurer to sell directly to customers over the phone. Direct Line has been a trusted name in car insurance since 1985.

What else do Direct Line offer?

We’ve partnered with MoneySuperMarket to help you compare a wide range of car insurance options in one place, with added insight from Which? We reviewed six Direct Line policies, but only one made it into the top 10 of our table You can speak to Direct Line using webchat or their WhatsApp messaging service.

• We review a lot of policies, and our Best Buy recommendation recognises the individual products that stood out as being the most comprehensive in our analysis.
• We’ll pay if your clothes or belongings are damaged due to a fire, theft, or accident.
• We reviewed six Direct Line policies, but only one made it into the top 10 of our table
• How far you drive The more miles you drive, it’s more likely you’ll be involved in an accident.
• To make the cut, a policy needs to have scored at least three out of five points in two thirds of the areas we’ve rated.

Prove you’re safe

You’ll need your policy number and documents, your vehicle registration and your crime reference number, if applicable. Direct Line’s Essentials policy scored 55%, and its Essentials Online scored 53%. ‘-‘ represents where we have insufficient sample size (less than 40) to generate a star rating. However, another customer wasn’t so satisfied, stating that they had to ‘constantly chase information’ about a claim. Direct Line earned a customer score of 74% which puts it in 9th place in our table of 12 car insurance providers. These are Premium Online (which scored 67%), Standard Online (65%) and Essentials Online (53%).

Direct Line: how can I claim?

We asked Direct Line customers who have recently made a claim how they felt about their car insurance. However, its lack of admin fees for mid-term policy adjustments, personal accident cover of £10,000 and generous no-claims discount protections were highlights in our analysis. The cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property. When overall levels of traffic change, the number of claims can change too. Crime rate A spate of crimes resulting in more car insurance claims could result in higher premiums to reflect the risk level of your car’s location.
Driver age and experience On average, experienced drivers are less likely to have an accident than newer drivers. We assess how important different policy elements are to drivers when choosing and using car insurance, and weight different areas of cover accordingly. Direct Line offers a discount if you insure multiple cars with it, but the size of this discount varies. The average customer and claims scores were 76% and 75%.
A child car seat provides essential safety for a child in the event of an accident. Whether you’ve saved up for it, taken out a loan to finance it or the bank of mum and dad are stepping in, it’s something you’ll never forget. In the insurance industry, this rule change is known as Pricing Practices Regulation, or PPR. From January 2022, all insurers must make sure existing customers are offered the same price at renewal as they would get when buying a new policy.
We analyse and rate 94 key elements of car insurance policies to come up with the overall policy score. To make the cut, a policy needs to have scored at least three out of five points in two thirds of the areas we’ve rated. We review a lot of policies, and our Best Buy recommendation recognises the individual products that stood out as being the most comprehensive in our analysis. Maybe – we’re fans of the cover offered by its top policies, but we have some concerns about its service.